Powered by Max Banner Ads 

A few days ago, I was reading an article about a woman who went from a $70,000 salary to no income and had to eat at a homeless shelter in order to feed her and her three children. This all happened within the span of a few months.This was heartbreaking.

She was an intelligent and capable woman who just fell on hard times. I felt bad for this family and I also felt bad for my family, too.This is because my family has a mountain of debt, too, and are living paycheck to paycheck. One catastrophe like the above would be really difficult for us, too.

Therefore, I have decided to do something about this. I am going to work smarter, not harder, and will make better financial choices. My family is the most important thing to me and I don’t want them to ever suffer as a result of my past bad choices. Therefore, I have a new plan.

• I will contribute 20% of all income into an emergency slush fund.
• I will use cash or debit cards only.
• I will pay off debt including all credit cards, student loans, car payments, etc.
• I will live below my means and encourage my family to do the same.
• I will make better financial choices and I will NOT look back.

Being at the mercy of bills and living from paycheck to paycheck is definitely not the way that I will continue to live. Won’t you join me?

Related posts:

1. An Important Discussion about Cash Flow and Payment Terms for Internet Marketing Writers